The fair debt collection practices act fdcpa - What is it?

The fair debt collection practices act was formed in 1978 by the government to eliminate immoral practices in the gathering of consumer debts.  It was created to make debt collection fair and to give the consumer the opportunity to obtain their credit information.  Consumers additionally retain the right to debate any inaccuracies in their credit information.  The act also made guidelines by which all debt collectors have to conduct their business.